More changes are coming to Chase credit cards. See why they are dropping the 48 month rule and what that means for you.

In the third part of my “Vacation for Free” series, I reveal how I used 137,000 Amex and Chase points to book a 7-day adventure to Kenya—covering flights from Charlotte and a full week at a stylish Hyatt hotel in Nairobi. With just under $500 in out-of-pocket costs, this trip proves you can explore East Africa without breaking the bank.

Now through June 17, Chase is offering a 20% transfer bonus to Aeroplan, Air Canada’s frequent flyer program. This is the perfect time to maximize your points travel and book flights with airline miles on Star Alliance carriers. With current deals to Asia and Africa, you could be sipping champagne in business class or exploring the world—without breaking the bank.