In the third part of my “Vacation for Free” series, I reveal how I used 137,000 Amex and Chase points to book a 7-day adventure to Kenya—covering flights from Charlotte and a full week at a stylish Hyatt hotel in Nairobi. With just under $500 in out-of-pocket costs, this trip proves you can explore East Africa without breaking the bank.

In Part 2 of my “Vacation for Free” series, I’m breaking down how I used 200,000 Bilt Points to book a 7-day all-inclusive trip to Jamaica from Nashville—covering both flights and hotel with nearly zero out-of-pocket cost. From strategic airline transfers to Hyatt resort rewards, here’s how I turned points into paradise.